Spencer County Homes under $400,000

Spencer County Homes under $400,000

Welcome to Spencer County, Kentucky, a hidden gem nestled in the heart of the Bluegrass region. Known for its picturesque landscapes, friendly communities, and rich history, Spencer County offers a perfect blend of rural charm and modern convenience. Whether you're drawn to its scenic parks, vibrant local festivals, or the warm hospitality of its residents, this county promises a fulfilling lifestyle for families, retirees, and everyone in between.

One of the most appealing aspects of Spencer County is the availability of homes under $400,000. Here, you can find a diverse selection of properties that cater to various tastes and needs. From cozy single-family homes with sprawling yards to contemporary townhouses in friendly neighborhoods, there’s something for everyone. Imagine settling into a charming home where you can enjoy the tranquility of country living while still being just a short drive from the vibrant cities of Louisville and Shelbyville.

The real estate market in Spencer County is thriving, making it an excellent opportunity for first-time homebuyers and those looking to invest. With competitive prices and a range of amenities nearby, you can enjoy the best of both worlds—affordable living and access to beautiful outdoor spaces, top-rated schools, and local shops.

In Spencer County, you’re not just buying a house; you’re investing in a lifestyle filled with community spirit and natural beauty. Come explore the possibilities and discover your dream home in this delightful Kentucky county!

Newest Spencer County Homes under $400,000

74 Stephanie Ave, Taylorsville
$400,000
3 Beds ⋅ 3 Baths ⋅ 1730994 MLS
Welcome to 74 Stephanie Ave in Sycamore Summit! Situated on approximately 1.1 acres, this spacious brick ranch offers 3 bedrooms, 3 full baths and beautiful hardwood floors throughout much of the main level. The kitchen features abundant cabinetry, granite countertops, pantry storage and an eat-in dining area. The family room and primary suite both open to the large rear deck with a covered area. A divided-bedroom layout, first-floor laundry and attached 2-car garage add convenience. The expansive walkout basement offers incredible flexibility with a private room, full bath, second kitchen, storage and direct outdoor access. Outside, you'll also find a carport and large 2.5-car detached garage with an upper-level loft and deck.

74 Stephanie Ave, Taylorsville
601 John Henry Rd, Taylorsville
$324,900
4 Beds ⋅ 2 Baths ⋅ 1730825 MLS
Welcome to 601 John Henry Rd. in Taylorsville, Ky! Sitting on a beautiful 1.17 acre lot, this updated 4-bedroom, 2-bath home offers the perfect combination of modern comfort and peaceful country living. Inside, you will find an updated interior featuring stylish finishes and functional layout designed for everyday living and entertaining. The spacious lot provides plenty of room to enjoy the outdoors, whether you're relaxing, gardening, or hosting family and friends. This move-in-ready home is one you won't want to miss. Schedule your private showing today!

601 John Henry Rd, Taylorsville
410 Harvest Dr, Taylorsville
$264,900
3 Beds ⋅ 2 Baths ⋅ 1730806 MLS
Setting on a spacious one acre lot near Taylorsville Lake, this 3-bedroom, 2-bath home offers roughly 1,342 square feet of finished living space, an unfinished walkout basement, and room to bring your own vision to life. The unfinished walkout basement adds valuable space beyond the main floor, offering room for storage, hobbies, or a workshop. For buyers thinking ahead, it also presents an opportunity to consider additional finished living space and tailor the home to their needs. Direct outdoor access makes the basement especially practical for storing tools, equipment, and seasonal items. Important improvements include a roof approximately two years old and basement waterproofing completed by Bone Dry with a lifetime warranty. Outside, the one-acre lot gives you room to enjoy more of what makes country living special. Imagine planting a garden, gathering around a fire pit, or spending a quiet evening outdoors. The setting offers space to make your own while keeping everyday conveniences and recreation within reach. With usable outdoor space, a walkout basement, and the opportunity to add your personal touch, 410 Harvest Drive deserves a closer look. Schedule your private showing today!

410 Harvest Dr, Taylorsville
475 Whitetail Dr, Taylorsville
$329,900
4 Beds ⋅ 2 Baths ⋅ 1730770 MLS
1 ACRE OF BLISS AWAITS! Welcome home to 475 Whitetail Dr in Deer Hallow Estates! This spacious 4-bedroom, 2-bath ranch delivers the WOW factor with a dramatic vaulted, beamed ceiling and cozy wood burning fireplace. The main level features a spacious living room, dining area, kitchen and primary suite. Downstairs, the finished walk-out basement offers a second living area, bedroom, and bonus room with endless possibilities. Step outside to the private covered back deck overlooking a beautiful open 1-acre lot. All the newer appliances stay. Plenty of space inside and out! Schedule your private tour today!

475 Whitetail Dr, Taylorsville
77 Persimmon Dr, Taylorsville
$325,000
4 Beds ⋅ 2 Baths ⋅ 1730459 MLS
Cute three bedroom two bath home in Highview Estates. Split design Master bedroom and Master bath on front of house with the other two bedrooms and bath on the back of the house. New flooring in all the bedrooms. Close to Taylorsville Elementary School and Taylorsville Lake. Home has an attached two car garage on the main level and a full walkout basement. Basement has two finished rooms including a bedroom and office. Laundry room is also in basement. Plumbing for full bath in basement and more square footage could be finished. Fenced in yard. Deck and patio.

77 Persimmon Dr, Taylorsville
34 River Heights Blvd, Taylorsville
$370,000
4 Beds ⋅ 4 Baths ⋅ 1730335 MLS
Welcome to 34 River Heights Blvd! Prepare to be stunned, the high ceilings create an immediate sense of spaciousness. The main floor primary suite offers privacy with spa-like double shower. Kitchen with breakfast table space plus a formal dining room. Upstairs, 3 generously sized bedrooms all with new carpet. Finished walkout basement with new carpet an full bathroom. Enjoy breathtaking sunsets from both the deck off the living room and patio off the basement. Meticulously landscaped with perennials returning yearly. Have peace of mind with new roof (2024), water heater (2026) and HVAC (2026).

34 River Heights Blvd, Taylorsville
501 Winter Dr, Taylorsville
$339,000
3 Beds ⋅ 2 Baths ⋅ 1730090 MLS
Welcome home to this adorable ranch nestled on over an acre in beautiful Spencer County! This move-in-ready 3-bedroom, 2-full-bath home offers an inviting open floor plan with a vaulted living room that flows seamlessly into the spacious eat-in kitchen, filled with natural light. The huge primary bedroom features a larger-than-normal walk-in closet and a private full bath. Two additional bedrooms offer great space for family, guests, a home office, or whatever fits your lifestyle. Step outside and enjoy the peaceful acre lot from the back deck overlooking the yard and outbuilding. Recent improvements include a newly poured patio, new driveway, new carport, updated electrical, and fresh paint. There's plenty of room to enjoy the outdoors, entertain, garden, or simply spread out and enjoy the outdoors, entertain, garden, or simply spread out and enjoy a little breathing room. This one is truly move-in ready and ready for its new owner! Schedule your private showing today—you'll want to see all this adorable home has to offer!

501 Winter Dr, Taylorsville
170 Mockingbird Dr, Taylorsville
$322,000
3 Beds ⋅ 4 Baths ⋅ 1729716 MLS
Welcome to 170 Mockingbird Dr in Taylorsville, KY 40071! This charming 3-bedroom, 3.5-bath Cape Cod-style home offers 1,570 sq ft of above-grade living space in Spencer County. The main level features a spacious living room, dining area, kitchen with rich cabinetry, stainless steel appliances and granite countertops, plus a first-floor primary suite with walk-in closet and private bath. Upstairs offers two additional bedrooms and a full bath. The basement includes a 2.5-car garage, full bathroom and additional living space ideal for a family room, office, hobbies or storage. Enjoy the covered front porch and rear deck. Conveniently located near downtown Taylorsville, Taylorsville Lake and Taylorsville Elementary, with easy access to Louisville, and the Gene Snyder Freeway.

170 Mockingbird Dr, Taylorsville
289 River Park Blvd, Taylorsville
$375,000
4 Beds ⋅ 2 Baths ⋅ 1729692 MLS
This well-kept 4 bed-2 bath vinyl home is located in River heights subdivision just outside of Taylorsville. 1592 sq. ft. with nice bedrooms, trey ceiling in living area and crown molding. large porch and spacious back yard on 1.03 acres. Recent updates include HVAC, Hot water heater and a new roof 3 years ago. Easy commute to Louisville and surrounding areas.

289 River Park Blvd, Taylorsville
65 Turnpike Ave, Taylorsville
$319,900
2 Beds ⋅ 2 Baths ⋅ 1728978 MLS
Discover Comfortable, Low-Maintenance Living at Stillbrook Villas. The builder is offering an INTEREST RATE BUYDOWN to qualified Buyers. If you've been searching for a beautiful new patio home in a welcoming community, Stillbrook Villas may be exactly what you've been waiting for. These thoughtfully designed attached, fee-simple patio homes offer an open and airy floor plan perfect for everyday living and entertaining. The well-equipped kitchen features solid surface countertops and a center island, opening seamlessly into a bright dining area and a great room that creates an inviting space to relax or gather with guests. The primary bedroom is a true retreat, highlighted by a double tray ceiling, a spacious walk-in closet, and a generously sized ensuite bath. You'll love the convenience of dual vanities and a large walk-in shower. Step outside and enjoy your covered front and rear porch, ideal for morning coffee or winding down in the evening. Designed with both style and function in mind, with low-maintenance living and modern features throughout, Stillbrook Villas is designed to make life easier and more enjoyable. With all that free time enjoy nearby Taylorsville Lake. These homes are FHA and VA approved, offering flexible financing options. (Come out to the development and see for yourself; we'd love to give you a personal tour. Call today for more details and availability.

65 Turnpike Ave, Taylorsville
201 Van Buren Rd, Mt Eden
$315,000
3 Beds ⋅ 1 Baths ⋅ 1728830 MLS
Welcome to 201 Van Buren Rd in Mt. Eden, Kentucky, where peaceful country living meets comfort, character, and plenty of space to make your own. This charming 3-bedroom, 1-bath home offers 1,975 square feet of living space and a welcoming feel from the moment you arrive. Inside, you'll find a home that has been thoughtfully updated while still holding onto the character and charm that make country properties so special. With nearly 2,000 square feet, there's plenty of room for everyday living, entertaining family and friends, or simply relaxing and enjoying the slower pace of life. The spacious layout offers flexibility for a variety of needs, while the home's inviting atmosphere gives it that comfortable, move-in-ready feel buyers are searching for. Whether you're enjoying quiet mornings at home, hosting gatherings, or taking in the peaceful surroundings, this property offers a great blend of space, charm, and functionality. Located in Mt. Eden with no HOA, you'll have the freedom and flexibility to truly make the property your own. If you've been searching for a home with country charm, generous living space, and a peaceful Kentucky setting, 201 Van Buren Rd is one you won't want to miss.

201 Van Buren Rd, Mt Eden
61 Turnpike Ave, Taylorsville
$321,900
2 Beds ⋅ 2 Baths ⋅ 1728769 MLS
Discover Comfortable, Low-Maintenance Living at Stillbrook Villas. Builder is offering an INTEREST RATE BUYDOWN to qualified Buyers. If you've been searching for a beautiful new patio home in a welcoming community, Stillbrook Villas may be exactly what you've been waiting for. These thoughtfully designed attached, fee-simple patio homes offer an open and airy floor plan perfect for everyday living and entertaining. The well-equipped kitchen features solid surface countertops and a center island, opening seamlessly into a bright dining area and a great room that creates an inviting space to relax or gather with guests. The primary bedroom is a true retreat, highlighted by a double tray ceiling, a spacious walk-in closet, and a generously sized ensuite bath. You'll love the convenience of dual vanities and a large walk-in shower designed with both comfort and style in mind. Step outside and enjoy your covered rear porch, ideal for morning coffee or winding down in the evening. With low-maintenance living and modern features throughout, Stillbrook Villas is designed to make life easier and more enjoyable. These homes are FHA and VA approved, offering flexible financing options. ( Come out to the development and see for yourself we'd love to give you a personal tour. Call today for more details and availability.

61 Turnpike Ave, Taylorsville
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