Spencer County Homes under $300,000

Spencer County Homes under $300,000

Welcome to Spencer County, Kentucky, a hidden gem that beautifully blends the charm of small-town living with the conveniences of modern life. Nestled just a short drive from Louisville, Spencer County offers a peaceful retreat with a rich history, stunning natural landscapes, and a tight-knit community atmosphere.

Known for its picturesque rolling hills and serene countryside, Spencer County is an ideal place for families, retirees, and anyone seeking a tranquil lifestyle. The county is home to several parks and recreational areas, including the scenic Taylorsville Lake State Park, perfect for outdoor enthusiasts who enjoy fishing, hiking, and camping. The local schools are highly regarded, making it a great choice for families looking to settle down in a nurturing environment.

One of the most appealing aspects of Spencer County is the availability of beautiful homes under $300,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a charming family residence, you’ll find a variety of options that fit your budget. From cozy cottages to modern single-family homes, the real estate market here offers something for everyone. Many properties feature spacious yards, updated interiors, and proximity to local amenities, making them perfect for both relaxation and entertainment.

With its affordable housing market and welcoming community spirit, Spencer County is not just a place to live; it’s a place to thrive. Come explore the possibilities and discover your perfect home in this enchanting corner of Kentucky!

Newest Spencer County Homes under $300,000

410 Harvest Dr, Taylorsville
$264,900
3 Beds ⋅ 2 Baths ⋅ 1730806 MLS
Setting on a spacious one acre lot near Taylorsville Lake, this 3-bedroom, 2-bath home offers roughly 1,342 square feet of finished living space, an unfinished walkout basement, and room to bring your own vision to life. The unfinished walkout basement adds valuable space beyond the main floor, offering room for storage, hobbies, or a workshop. For buyers thinking ahead, it also presents an opportunity to consider additional finished living space and tailor the home to their needs. Direct outdoor access makes the basement especially practical for storing tools, equipment, and seasonal items. Important improvements include a roof approximately two years old and basement waterproofing completed by Bone Dry with a lifetime warranty. Outside, the one-acre lot gives you room to enjoy more of what makes country living special. Imagine planting a garden, gathering around a fire pit, or spending a quiet evening outdoors. The setting offers space to make your own while keeping everyday conveniences and recreation within reach. With usable outdoor space, a walkout basement, and the opportunity to add your personal touch, 410 Harvest Drive deserves a closer look. Schedule your private showing today!

410 Harvest Dr, Taylorsville
791 Grandview Dr Unit 23, Taylorsville
$160,500
2 Beds ⋅ 2 Baths ⋅ 1728199 MLS
Welcome to Whiskey River Cottage, a highly sought-after 2-bedroom, 2-bath retreat located at Edgewater Resort on beautiful Taylorsville Lake—and perfectly positioned along Kentucky's celebrated Bourbon Trail! This proven, cash-flowing short-term rental boasts an impressive rental history, with occupancy exceeding 70% and more than $5,500 in future booked stays already on the calendar. Owners may enjoy the cottage for up to 59 days each year, creating the perfect opportunity to generate income while reserving time for their own lake memories. The seller will transfer the established Whiskey River Cottage name, and most furnishings and contents will remain, offering a nearly turnkey investment with continued booking potential. Opportunities like this are rare—walk, don't run, to make thi exceptional lake cottage and income-producing property yours!

791 Grandview Dr Unit 23, Taylorsville
2411 Van Buren Rd, Mt Eden
$215,000
3 Beds ⋅ 1 Baths ⋅ 1725734 MLS
Incredible Investment Opportunity in Spencer County - 3BR/1BA Cape Cod Farmhouse on 2+ Acres. Discover rare potential with this charming 3-bedroom, 1-bath Cape Cod farmhouse sitting on over 2 acres in desirable Spencer County. With approximately 1,600 square feet of living space, this property offers a solid foundation for investors, flippers, or anyone looking to build long-term equity. The oversized lot provides endless possibilities—add a detached garage, workshop, barn, or even an additional structure to maximize utility and income potential. While no guarantees can be made regarding zoning or building permissions, the space and layout certainly invite creative vision. Whether you're planning a full renovation, a rental conversion, or a personal retreat with room to expand, this property checks the boxes for location, land, and opportunity. Don't miss your chance to secure a standout investment in one of Kentucky's growing counties.

2411 Van Buren Rd, Mt Eden
4815 Plum Creek Rd, Taylorsville
$186,900
3 Beds ⋅ 2 Baths ⋅ 1725252 MLS
Tucked into the rolling hills of Taylorsville, this charming reverse berm home offers a unique blend of cozy living and country character! Featuring 3 bedrooms and 1.5 baths, this energy-efficient design keeps you comfortable year-round while surrounded by 1.38 acres of open space and natural beauty. Inside, you'll find an inviting layout that feels both warm and bright, perfect for quiet mornings or evenings spent with friends. Step outside to enjoy the peaceful setting—there's plenty of room to garden, explore, or simply unwind. If you've been searching for something a little different, full of personality and privacy, this Taylorsville gem is ready to welcome you home!

4815 Plum Creek Rd, Taylorsville
244 Sycamore Dr, Taylorsville
$299,900
3 Beds ⋅ 3 Baths ⋅ 1721334 MLS
Welcome to 244 Sycamore Drive in Highview Estates! This spacious 3-bedroom, 3-full-bath house offers an open layout with vaulted ceilings, a fireplace, and abundant natural light. The eat-in kitchen features an abundance of cabinetry and opens to a large deck overlooking the private backyard. The partially finished walkout basement provides flexible living space with an additional full bath and plenty of storage. Outside, enjoy multiple entertaining areas, including a patio, fire pit, and peaceful tree-lined creek setting. Conveniently located near Spencer County Schools, shopping, the industrial park, and Taylorsville Country Club. This home offers comfort and space and is in a USDA-eligible area—verify eligibility with your lender.

244 Sycamore Dr, Taylorsville
585 Grand View Dr Unit 13, Taylorsville
$149,999
2 Beds ⋅ 2 Baths ⋅ 1706593 MLS
ATTENTION INVESTORS: Turnkey fully furnished 2 bedroom /2 bath Exclusive AIRBNB short-term rental opportunity at Edgewater Resort- Taylorsville Lake, Taylorsville, KY. This property was built exclusively for short-term stays and includes up to 59 owner /personal days per year. Resort-style amenities include a pool, fire pits, playground, and quick marina access on Taylorsville Lake. Deck-side lake views and a prime location along Kentucky's Bourbon Trail position this cottage to benefit from consistent tourism demand and long-term investor appeal. Come tour Cottage 13 - Secretariat and Edgewater Resort just minutes outside of Louisville, KY!

585 Grand View Dr Unit 13, Taylorsville
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