Shelby County Homes under $400,000

Shelby County Homes under $400,000

Welcome to Shelby County, a hidden gem nestled in the heart of the Midwest! Known for its rich history, vibrant community spirit, and stunning natural beauty, Shelby offers residents a perfect blend of small-town charm and modern conveniences. With its picturesque parks, friendly neighborhoods, and a strong sense of community, it’s no wonder that families and individuals alike are drawn to this delightful area.

For those seeking affordable housing options, Shelby County is a treasure trove of homes under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find an impressive array of properties that cater to diverse tastes and needs. From cozy single-family homes with spacious yards perfect for children and pets, to charming townhouses that offer low maintenance living, there’s something for everyone.

Imagine stepping into a beautifully maintained home that reflects your personal style, complete with modern amenities and a welcoming atmosphere. Many of these homes are situated in friendly neighborhoods, just a stone’s throw away from local schools, parks, and shopping centers, making it easy to enjoy everything Shelby has to offer.

Additionally, Shelby County boasts excellent schools, recreational opportunities, and a variety of local events throughout the year, ensuring that residents can enjoy a fulfilling lifestyle. With its affordable housing market and welcoming community, Shelby County is not just a place to live; it’s a place to thrive. Come explore the possibilities and find your dream home in this charming county today!

Newest Shelby County Homes under $400,000

44 Petry St, Shelbyville
$289,900
3 Beds ⋅ 2 Baths ⋅ 1731233 MLS

44 Petry St, Shelbyville
40 Petry St, Shelbyville
$289,900
3 Beds ⋅ 2 Baths ⋅ 1731232 MLS

40 Petry St, Shelbyville
42 Petry St, Shelbyville
$289,900
3 Beds ⋅ 2 Baths ⋅ 1731231 MLS
Modern living and new construction just steps from historic downtown Shelbyville! This 1,534 sq ft, two-story townhome offers 3 bedrooms and 2 baths, finished with luxury vinyl plank flooring throughout, sleek quartz countertops, and soft-close cabinetry. Stroll to downtown's shops, restaurants, and local favorites, or head out to Shelbyville's parks and walking trails just around the corner. Low-maintenance living with style and convenience in one of Kentucky's most charming small towns. Schedule your showing today!

42 Petry St, Shelbyville
312 Bridlewood Ave, Shelbyville
$315,000
3 Beds ⋅ 2 Baths ⋅ 1731227 MLS
Welcome to 312 Bridlewood Ave, a beautifully designed 3-bedroom, 2-bath ranch offering an open, seamless layout in Bridlewood Estates. Step inside to a spacious great room featuring vaulted ceilings, a cozy fireplace, and custom built-ins, all opening seamlessly to the dining area and kitchen. The kitchen offers granite countertops, stainless steel appliances, and plenty of cabinet space for everyday living and entertaining. The primary bedroom provides added luxury, with a generous primary suite featuring a tray ceiling, walk-in closet, soaking tub, and separate walk-in shower. Two additional bedrooms and a full bath complete the opposite side of the home. Outside, enjoy a covered patio overlooking the fully fenced backyard—an inviting space for relaxing or entertaining!

312 Bridlewood Ave, Shelbyville
123 Eastview Cir, Shelbyville
$225,000
3 Beds ⋅ 1 Baths ⋅ 1731019 MLS
MOTIVATED SELLER! Welcome to 123 Eastview Circle! This recently renovated and thoughtfully updated 3-bedroom, 1-bath home offers 1,073 sq. ft. of comfortable living space on a 0.25-acre lot. Enjoy a spacious backyard complete with a patio and deck, perfect for entertaining, relaxing, or enjoying the outdoors. Conveniently located just minutes from I-64, this home offers easy access to surrounding areas while providing a comfortable place to call home. Don't miss your opportunity to see all this beautifully updated property has to offer!

123 Eastview Cir, Shelbyville
7386 Mt Eden Rd, Shelbyville
$389,000
3 Beds ⋅ 1 Baths ⋅ 1731016 MLS
Live your country dream on this beautiful 3.72-acre mini-farm! Offering the ultimate peaceful setting, this property is perfect for horse enthusiasts, hobby farmers, or anyone craving a quiet lifestyle. Located approximately 5 miles to the interstate, you can enjoy rural tranquility with an easy commute to city amenities. Nestled on the grounds is a cozy, move-in ready 3-bedroom, 1-bath two-story home. There are so many uses for the massive 36'x48' barn paired with an approximately 2 acre enclosed pasture-- livestock, 4-H projects, or extensive equipment storage. There is even a kids clubhouse or adult hideaway with electric on the property. Escape the noise and enjoy wide-open spaces, mature trees, and top-tier outbuildings. Schedule your private tour today!

7386 Mt Eden Rd, Shelbyville
113 Spencer Ct, Shelbyville
$269,000
3 Beds ⋅ 2 Baths ⋅ 1731012 MLS
Step into this inviting 3-bedroom, 2-bathroom one-story home located on a cul-de-sac in the heart of Shelbyville. The welcoming living room features beautiful natural light, creating a bright and comfortable space for everyday living and entertaining. The accessible layout includes a dining area with sliding doors that open to a covered deck and a spacious, fenced-in backyard. The outdoor space provides plenty of room for gardening, entertaining, outdoor activities, or simply enjoying the seasons of Kentucky. A beautiful willow tree adds charm and character to the backyard. With its functional one-story layout, abundant natural light, covered deck, and spacious fenced backyard, 113 Spencer Court offers comfortable indoor and outdoor living in a convenient Shelby County location. The original two-car garage has been converted into a spacious storage area with a separate entry door providing access to the home. The space could be converted back to a two-car garage by reinstalling a garage door.

113 Spencer Ct, Shelbyville
213 Saint Regis Dr, Shelbyville
$339,500
3 Beds ⋅ 3 Baths ⋅ 1730901 MLS
An excellent opportunity awaits in this large, open concept ranch in the desired neighborhood of Cloverbrook Farms. This 3 bedroom, 3 full bath home has a finished basement that was rarely used. The first floor has great natural light and lots of windows. The home has been well maintained and is ready for its new owner. All appliances remain including the washer/dryer. Home has a generator for your convenience, plus 2 sump pumps and a surge protector on the electric panel. This is an estate, inspections are welcome but the home is being sold "as is", seller/executor will do no repairs. Dishwasher does not work. Seller is offering a 1 year "America's Preferred Home Warranty". Cloverbrook farms has a one time $75 HOA transfer fee at closing. Playground and pool located "catty corner" to this home. HOA yearly fee includes pool and playground access.

213 Saint Regis Dr, Shelbyville
1370 Delacorte Cir, Shelbyville
$256,500
3 Beds ⋅ 3 Baths ⋅ 1730885 MLS
*Get up to $5,000 in down payment assistance for qualified buyers. See flyer* Step inside a home where the details tell the story. From custom millwork to artisan finishes, every corner of this three-bedroom, two-and-a-half-bath residence reflects a level of craftsmanship that's genuinely rare to find. The first-floor foyer welcomes you through an updated front door framed with a window that floods the entry with natural light. New luxury vinyl plank flooring carries you through the main level, accented by crown molding and custom casings on every window and door. At the center of it all sits a showstopping kitchen, outfitted with herringbone butcher block countertops, ceiling-height cabinetry, a mosaic backsplash, an extra-deep stainless sink and a charming bridge faucet. A walk-in pantry concealed behind antique French doors adds vintage character, while a custom cased opening connects the space seamlessly to the family room Thoughtful owner designed touches, continue throughout—an arched wall niche with hardwired gallery lighting, sconces that warm the family room, and a powder room dressed in custom wallpaper, a statement mirror, and designer fixtures. Even the door knobs and hinges have been freshly updated. Upstairs, plush cut-and-loop carpet softens three bedrooms and two full baths. A generous loft offers flexible room for a home office, while a dedicated laundry area keeps daily routines effortless. Outside, the polish carries on. Custom landscaping with brick trim and river rock pathways frames the property beautifully, and a 10x30 patio shaded by a sun sail and decorative lighting invites evenings under the stars. The two-car garage includes built-in shelving, and an invisible fence keeps furry family members safe. Move-in ready and brimming with personality, this standout home is one you'll want to see in person.

1370 Delacorte Cir, Shelbyville
289 Ardmore Ln, Shelbyville
$240,000
2 Beds ⋅ 1 Baths ⋅ 1730818 MLS
Welcome to 289 Ardmore Lane, a charming ranch tucked away on a quiet street in Shelbyville, conveniently located near Marnel C. Moorman and Martha Layne Collins High School. This home offers easy one-level living with fresh paint, new flooring, and a roof that is approximately four years old. Out back, you'll find plenty of space and potential to create your own backyard retreat. A covered porch and fire pit provide a great start for outdoor entertaining, while the sunroom offers additional flexible space with possibilities for future use or improvement. The former in-ground pool has been filled in but remains in place, giving a future owner the option to explore restoring it or reimagining the space entirely. With recent updates, a convenient Shelbyville location, and plenty of opportunity to make it your own, this home is ready for its next chapter.

289 Ardmore Ln, Shelbyville
4038 Firestone Way, Shelbyville
$299,900
4 Beds ⋅ 3 Baths ⋅ 1730670 MLS
Welcome to 4038 Firestone Way in Shelbyville! This 4 bedroom, 2.5 bathroom home offers a functional layout with plenty of space. Step through the front door into the living room, which flows into the kitchen and dining area, creating an easy space for entertaining. All four bedrooms are located upstairs, including the primary suite, while the main level offers plenty of room for gathering. A 2 car attached garage provides convenient parking and additional storage. Located in Shelbyville, this home offers a great opportunity to make it your own!

4038 Firestone Way, Shelbyville
1599 Overlook Cir, Shelbyville
$324,500
3 Beds ⋅ 2 Baths ⋅ 1730666 MLS
Welcome to 1599 OverLook Cir, where everyday living meets your own backyard getaway! From the moment you step inside, you'll find a warm and inviting home with comfortable living spaces, rich wood cabinetry, stainless-steel appliances, spacious bedrooms, and plenty of natural light. But the real showstopper is outside. This backyard is made for entertaining, relaxing, and making memories. Take a dip in the above-ground pool, enjoy evenings on the patio or deck, or gather with friends and family under the covered outdoor entertaining area complete with a bar-style setup. The fenced yard also offers additional space to enjoy, along with a storage shed for added convenience. With an attached garage, attractive exterior, and an outdoor setup that feels like your own private retreat, 1599 Over is more than just a house, it's a place to enjoy life. Don't miss your chance to see this one in person!

1599 Overlook Cir, Shelbyville
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